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Posts Tagged ‘Las Vegas Short Sale Realtor’

Avoid Foreclosure, Underwater? Need to know your Home’s Value, Las Vegas Real Estate Team specializing in Short Sales can help

Short Sale Questions Answered by Las Vegas Short Sale Specialist in Nevada – 702-482-7739http://www.ShortSaleinNevada.com – TO BUY A SHORT SALE – Log on to http://www.theballengroup.com/Buying_a_Short_Sale/page_2401586.html

FREQUENTLY Asked Questions on Las Vegas Short Sales and Pending foreclosure in Nevada
1.) Do I Qualify for a short sale in Nevada? If you owe more than your home would sell for – you qualify.

2.) I have enough money to pay the difference – Should I do a short sale? We suggest you contact your attorney or legal professional,
but you may want to consider paying off the difference to save your
credit or look into a loan modification. FYI – We have had people
approved even though they had the money in the bank.

3.) I have
been hearing a lot about loan modifications. Should I try one? Sure. If
you think you might qualify – why not? Word to the wise – USE YOUR
LENDER. It’s free. If your lender can’t do it – it can’t be done by some
guy who claims to be a “specialist in loan modifications” and charges
you $500 or more. The law actually states that NOBODY can charge up
front for Loan Modification services. If they try to charge you up front
– they are breaking the law. Is that who you would want trying to save
your home? If you feel you qualify for a loan modification or refinance,
we can point you to a licensed mortgage company. If you can’t qualify,
we can help you with the Nevada short sale process.

4.) Who pays the Las Vegas Short Sale Agent for their services? Good News! The bank pays us all commissions plus items the buyer may ask for such as closing costs.

5.) What is a hardship package and why do I need it? The Nevada Short Sale
hardship letter is to state your situation. The bank wants to
understand why you can’t make your payments and keep your home. A
hardship could be medical (physical or mental illness). It could be
divorce, death, relocation, loss or change of employment, addictions
causing money loss, taking care of sick parents, large amounts of child
support and so on. We can’t tell you what your hardship is, but these
are some we have seen approved. The rest of the package is simply a
combination of pay stubs, bank account statements, profit & loss
sheet, and tax returns. Some of these items are never requested from the
bank. It all depends on the bank.

6.) Can I short sale my home in Nevada and buy something more affordable? Maybe. There is talk that this may be some day be called mortgage fraud.

7.) How will the Las Vegas short sale
affect my credit. To find out an exact score hit and how your credit
will be affected, you will need to get professional advice from an
accountant and/or credit professional. It will affect your credit, we
are not licensed or trained in the credit department to tell you
specifics.

8.) How is a short sale better than a Las Vegas Foreclosure?
Again, a credit professional, accountant or legal professional can
better advise you, but we are told that with a short sale, you can buy a
home years before you could if you had a foreclosure on your record.

9.)Can the lender come after me? They
can if they choose. It depends on how their final approval letter is
written. You still have the choice to accept or deny their terms and opt
for the foreclosure or deed in leiu of foreclosure should you decide.
We have not seen collections personally, but we understand that the debt
can be sold to a collector if it is not written as settled. This can be
negotiated in the final stages of the short sale once a negotiator has
been assigned to your case.
 

Las Vegas Short Sales, The Ballen Group, Las Vegas Short Sale Specialist Team, Keller Williams Realty Las Vegas
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TO SELL – 702-482-7739

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~ Homes for Sale in Summerlin near Palo Verde High School, 89135, Las Vegas Real Estate ~

Homes for Sale in Nevada, http://www.BallenGrouphomes.com, 702-604-7739 Las Vegas Homes for Sale,Las Vegas Short Sales, Keller Williams Realty

2147 Desert Prairie St

Las Vegas, NV 89135

$135,000
bed/bath: 2/2
sq. ft.: 1348

Located in Summerlin, 89135 – Town Center and Sahara
Beautiful single story home located in Summerlin. Living room plus den/office area, formal dining nook, laundry room with lots of cabinet space, wood laminate flooring, shutters, synthetic grass, gorgeous landscaping & quaint covered front porch. The Ballen Group, at 702-604-7739, can get you more details on this great property.

Clark County School District:

  • Grade School: Piggott Clarence, Piggott Clarence
  • Junior High School: Rogich Sig
  • High School: Palo Verde

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Map: Desert Prairie, 89135
Bedrooms: 2
Selling Price: $135,000

~ Las Vegas Short Sale PANEL with Debbie Zois and Guests at Keller Williams Realty ~

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~ Call us to discuss short sale options. Las Vegas Short Sale Specialist Team, We can Help ~

Las Vegas Short Sale Specialist, Las Vegas Short Sale Agent, 702.482.7739 – http://www.ShortsaleinNevada.com – When Ready to sell your Las Vegas Home – if you owe more than the mortgage, we can help. Call us to discuss short sale options. Las Vegas Short Sale Specialists with Keller Williams Realty Las Vegas. If you are looking to buy, feel free to use our Online Nevada MLS search and Property Finder at http://www.ForSaleByBallen.com – It’s FREE and Online NOW.

Yes, We are seeing a lot of Short Sales in today’s Las Vegas Real Estate Market. It is happening to your friends, your family, and maybe even you. Your home is not worth what it used to be. Las Vegas Short Sale Professionals are now calling it being “upside-down” in which you owe more on the mortgage than the house is now worth. If you can hang on through the slow market, great. If not -you may want to consider a Las Vegas Short Sale to avoid a foreclosure situation. A short sale is when the house or property is worth less than what is due on the mortgage. The bank (note holder) takes the loss, but not a such as a foreclosure process. A Nevada short sale is not always the best option for everyone. You need expert Las Vegas real estate short sale expert advice to decide on the pros and cons of a real estate short sale in Nevada. If you are even thinking of short selling your property, here are some positives and negatives to consider:

Positive

  • Avoid Foreclosure – Foreclosures can be a very hard and stressful process for everyone. It might take anywhere from six to twelve months even for a foreclosure to complete.
  • Being proactive – Facing your Las Vegas foreclosure will help give you some control over the process. By choosing a short sale, finding a buyer and negotiating terms with the bank, the huge effect on your credit score by a foreclosure can be dodged.
  • Start over faster – Minimizing damage to your credit score can help you get back on your credit feet faster. You’ll be eligible to purchase another house faster than if you entered foreclosure according to major lenders.
  • You might not owe anything after the Short Sale – Your agent can try asking the bank to cancel your debt altogether. It does happen, but not all the time.
  • You won’t need to pay large monthly mortgage payments
  • The bank may forgive the difference in debt between what you owe and the final price.
  • You can avoid the time consuming and traumatic foreclosure proceedings.
  • Your credit score will usually recover more quickly than a foreclosure
  • You are more likely to avoid bankruptcy
  • You may not be taxed on the debt forgiven.
  • If you are not able to pay the mortgage premium, or work with the lender on getting a loan modification, a short sale is probably the way to go…even though it means losing your home and investment.

Negative

  • There will be damage to your credit – When a short sale is completed, it is still recorded on your credit but should have a lesser impact as a foreclosure for most creditors. Although lenders will consider a short sale similar to a foreclosure, The chances of getting a home loan will still be slim for a bit.
  • Tax Consequences – Talk to your accountant to see if you qualify for the Mortgage Forgiveness Debt Relief Act of 2007, no taxes are owed on the forgiven debt.
  • Bank Could Demand a note or some payment – The bank is not forced to forgive the debt. They may ask you to pay them back for the difference on the sale and what is owed on the mortgage, but you’ll need to agree to this.
  • The mortgage holder/lender does not have to say yes to a short sale
  • You must prove a hardship that prevents you from making your payments.
  • A short sale is not short. The time depends on how quickly you and your agent put together the hardship package, and how quickly the lender reacts
  • Lenders are known for taking a while to approve short sales.
  • If your home has liens, each lien holder/lender must be consulted.
  • The successful transaction depends on a good offer from a good buyer.
  • The real estate agents involved will usually get a smaller commission.
  • You may be asked to sign a promissory note for the debt forgiveness for approval .
  • Lenders may seek repayment of the debt forgiven after the short sale is completed.
  • Your credit score is going to take a hard hit. Consult tax and legal advice.
  • You could be taxed. Consult a tax professional.
There are no promises or guarantees in a Las Vegas short sale whether the lender(s) will approve the short sale or forgive your debt, but Short Sales offer an alternative to the damaging effects of a Nevada foreclosure. A short sale is a complicated process for all parties involved. There are so many details involved (more than what the average homeowner is aware of). Make sure to consult a Las Vegas Short Sale Specialist with a proven history of success with short sales. For help with your Las Vegas Real Estate, Equity or Negative Equity – Contact Richard Ballen, (of The Ballen Group) – The Wizard of Real Estate. Richard will work Magic with your Las Vegas Short Sale, Henderson Short Sale, or North Las Vegas Short Sale. RICHARD GET’S THE DEAL DONE!

 

 

The Ballen Group
Las Vegas Short Sale Specialists
3100 S. Durango #106 (At Desert Inn)
Las Vegas, NV 89117
(702) 604-7739

Las Vegas Short Sale Specialists
View Listings View Blog


KWLV………The 3D Experience. Determined, Dedicated, Driven @Desert Inn and Durango – Click the link below to find out more about Keller Williams Realty Careers.

Set up your confidential interview with Keller Williams® today and join the fastest growing real estate company in North America!

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Las Vegas Real Estate Agent – Homes for sale in Nevada – Short Sale Listings – Las Vegas Short Sales

 

 

 

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~ SHORT SALE | Summerlin Home for Sale in Nevada | Las Vegas Short Sale Specialist

SUMMERLIN HOMES – 702-604-7739 – http://www.TheBallenGroup.com – Las Vegas Short Sale Specialist Team of Las Vegas Real Estate Agents with Keller Williams Realty Las Vegas

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9717 SANDMIST AV

Las Vegas, NV

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♥♥LOVE FINDING A DEAL? LOOK AT THIS SUMMERLIN HOME FOR SALE!! ♥♥

Bedrooms : 5 List Price : $ Click for current price LotSize : 5204.999875
Bathrooms : 2 (2 Full) Square Footage : 2405

 

Charming Summerlin home looking for new owner. 5 bedrooms, 3 baths including bed & bath on main level, 3 car garage, custom paint, tile throughout main floor, separate family room, formal dining and so much more. Listed and Marketed by The Ballen Group, Las Vegas Short Sale Agents with Keller Williams Realty Las Vegas. 702-604-7739 or on the web at www.TheBallenGroup.com

 

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•••█► SUMMERLIN REAL ESTATE LISTING by Las Vegas Short Sale Specialist, Award Winning Team – The Ballen Group

702-604-7739 – http://www.TheBallenGroup.com – Las Vegas Short Sale Specialist Team of Las Vegas Real Estate Agents with Keller Williams Realty Las Vegas

Lori BALLEN Wekerle
Keller Williams Realty
702-604-7739
sold@theballengroup.com
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9717 SANDMIST AV

Las Vegas, NV

•••█► SUMMERLIN REAL ESTATE LISTING by Las Vegas Short Sale Specialist, Award Winning Team – The Ballen Group

$ Click for current price


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Bedrooms : 5

Bathrooms : 2(2full)

Sq Footage : 2405

LotSize : 5204.999875

 

Charming Summerlin home looking for new owner. 5 bedrooms, 3 baths including bed & bath on main level, 3 car garage, custom paint, tile throughout main floor, separate family room, formal dining and so much more. Listed and Marketed by The Ballen Group, Las Vegas Short Sale Agents with Keller Williams Realty Las Vegas. 702-604-7739 or on the web at http://www.TheBallenGroup.com

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~ LAS VEGAS SHORT SALE SPECIALIST offers Chase Short Sale in Nevada IN Summerlin 89138

*SHORT SALE IN THE VISTAS AT SUMMERLIN*

Highlights

• 1667 square feet

• 3 Bedrooms

• 2 Car Garage

• Single Story

• Granite Counter Tops

• Upgrades Throughout

• Summerlin Location

• Bella Vista at The Vistas

• CHASE APPROVED SHORT SALE!

• The Ballen Group


11240 Hilltop View Lane
List Price: $190,000
MLS # 1052465

Area 404 Nestled in The Vistas in Summerlin is this Beautiful one Story Home that features. 3 Bedrooms, Granite Counter Tops, Upgraded Cabinets, and Tile Floors. BUYER WALKED – SHORT SALE WITH CHASE! Act Now!

Map this Property

11240 Hilltop View Virtual Tour and Property Info

Click Here for the IDX Detailed View – MLS 1052465

The Ballen Group
Richard and Lori Ballen, REALTOR®, Las Vegas Short Sale Specialists
Keller Williams Realty Las Vegas
3100 S. Durango #106
Las Vegas, NV 89117
702-604-7739

sold@richardballen.com
www.TheBallenGroup.com

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