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Avoid Foreclosure, Underwater? Need to know your Home’s Value, Las Vegas Real Estate Team specializing in Short Sales can help

Short Sale Questions Answered by Las Vegas Short Sale Specialist in Nevada – 702-482-7739http://www.ShortSaleinNevada.com – TO BUY A SHORT SALE – Log on to http://www.theballengroup.com/Buying_a_Short_Sale/page_2401586.html

FREQUENTLY Asked Questions on Las Vegas Short Sales and Pending foreclosure in Nevada
1.) Do I Qualify for a short sale in Nevada? If you owe more than your home would sell for – you qualify.

2.) I have enough money to pay the difference – Should I do a short sale? We suggest you contact your attorney or legal professional,
but you may want to consider paying off the difference to save your
credit or look into a loan modification. FYI – We have had people
approved even though they had the money in the bank.

3.) I have
been hearing a lot about loan modifications. Should I try one? Sure. If
you think you might qualify – why not? Word to the wise – USE YOUR
LENDER. It’s free. If your lender can’t do it – it can’t be done by some
guy who claims to be a “specialist in loan modifications” and charges
you $500 or more. The law actually states that NOBODY can charge up
front for Loan Modification services. If they try to charge you up front
– they are breaking the law. Is that who you would want trying to save
your home? If you feel you qualify for a loan modification or refinance,
we can point you to a licensed mortgage company. If you can’t qualify,
we can help you with the Nevada short sale process.

4.) Who pays the Las Vegas Short Sale Agent for their services? Good News! The bank pays us all commissions plus items the buyer may ask for such as closing costs.

5.) What is a hardship package and why do I need it? The Nevada Short Sale
hardship letter is to state your situation. The bank wants to
understand why you can’t make your payments and keep your home. A
hardship could be medical (physical or mental illness). It could be
divorce, death, relocation, loss or change of employment, addictions
causing money loss, taking care of sick parents, large amounts of child
support and so on. We can’t tell you what your hardship is, but these
are some we have seen approved. The rest of the package is simply a
combination of pay stubs, bank account statements, profit & loss
sheet, and tax returns. Some of these items are never requested from the
bank. It all depends on the bank.

6.) Can I short sale my home in Nevada and buy something more affordable? Maybe. There is talk that this may be some day be called mortgage fraud.

7.) How will the Las Vegas short sale
affect my credit. To find out an exact score hit and how your credit
will be affected, you will need to get professional advice from an
accountant and/or credit professional. It will affect your credit, we
are not licensed or trained in the credit department to tell you
specifics.

8.) How is a short sale better than a Las Vegas Foreclosure?
Again, a credit professional, accountant or legal professional can
better advise you, but we are told that with a short sale, you can buy a
home years before you could if you had a foreclosure on your record.

9.)Can the lender come after me? They
can if they choose. It depends on how their final approval letter is
written. You still have the choice to accept or deny their terms and opt
for the foreclosure or deed in leiu of foreclosure should you decide.
We have not seen collections personally, but we understand that the debt
can be sold to a collector if it is not written as settled. This can be
negotiated in the final stages of the short sale once a negotiator has
been assigned to your case.
 

Las Vegas Short Sales, The Ballen Group, Las Vegas Short Sale Specialist Team, Keller Williams Realty Las Vegas
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TO SELL – 702-482-7739

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• 1,740 sq. ft., 2 bath, 3 bdrm single story “Las Vegas Home for Sale in Section 30” – MLS® $135,000 – Las Vegas Home for Sale

Single Story For Sale in Section 30 Southwest

5580 Valley Canyon 
** A Short Sale Listing in Las Vegas

 

• 1,740 sq. ft., 2 bath, 3 bdrm single story “Las Vegas Home for Sale in Section 30”  MLS® $135,000 – Las Vegas Home for Sale


  –  Fantastic single story home with 3 bedrooms plus den with door & built in shelving offering an option for a private office or 4th bedroom. Front living room & formal dining room, rear family room & open kitchen with large breakfast bar/island. Sliding glass door leads to extra spacious patio & back yard with synthetic grass play area. All bedrooms have ceiling fans. Charming attention to design details throughout.

 

Property information

~ SHORT SALE in Las Vegas, Short Sale in Nevada, Las Vegas Short Sales, Bank of America ~

702-482-7739 – http://www.ShortSaleinNevada.com – Las Vegas Short Sale Specialist including Bank of America Short Sales in Nevada, Wachovia Short Sales, Chase, Wells Fargo Short Sales, YOU NAME IT!


Eligibility

You may be eligible to sell your home in a short sale, if:

you have a hardship, such as a job loss, divorce or medical emergency

you owe more than your house is worth

you’re unable to afford your current monthly mortgage payment

you’re unable to modify your current home loan

How will a short sale affect my credit?

A short sale generally takes less time to complete than a foreclosure, so your reported delinquency could be shorter than it would with a foreclosure. As a result, your credit will likely improve faster than it would if your house goes to foreclosure.

While we work with you to complete a short sale, we will continue to report the status of your account to the major credit reporting agencies. If a short sale is completed on your property, we will report that your loan was “paid in full for less than the full balance.”

You should only consider a short sale after you’ve explored all other options, including modifying your loan. Please visit our Loan Assistance Solutions page for a complete list of options you may want to consider.


Will I get any money back from the sale of my home?

Because a short sale would allow you to sell your home for less than the loan, you would not receive any money back at the time of the closing.

CALL RIGHT NOW 702.482.7739 – OUR AGENTS ARE STANDING BY

Watch Videos on Short Sale Information –
 http://www.youtube.com/watch?v=VP5aPB_KBIg

 

Las Vegas Short Sale Agent and Information


 

Search the MLS like a Realtor   Contact The Ballen GroupMeet the Las Vegas Real Estate Team    Become a Market Insider – The Las Vegas Real Estate MarketFinancing OptionsHow much is MY home worth?   Find More homes for Sale in Las Vegas  Be the FIRST to see when a new listing hits the Market   Careers at The Ballen Group and Keller Williams


  • Location: *BANK OF AMERICA SHORT SALES AND MORE*

~5439 Hasley Canyon, A 4 BR Las Vegas Short Sale Listing in Nevada by The Ballen Group ~

5439 Hasley Canyon, A Las Vegas Short Sale Specialist Listing, http://www.BallenGroupHomes.com, 702-604-7739, Keller Williams Realty Las Vegas

 

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Lori BALLEN Wekerle

Keller Williams Realty

702-604-7739

sold@theballengroup.com

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5439 HASLEY CANYON AV

LAS VEGAS, NV

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4 BEDROOMS

2.5 BATHROOMS (2.5 FULL)

1746 SQUARE FEET

Great SW home!!! 4 bed, 2.5 bath. Master Bedroom has a walk in closet plus 2 additional smaller closets. Clean, clean clean! Don’t miss this one. Great investment opportunity or owner occupied!!! convenient to freeways, shopping. MUST SEE! Call 702-604-7739 for more details on this property or log on to www.BallenGroupHomes.com to see others like it.

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~ Las Vegas Real Estate Agent ~ NEW VIDEO ~ Las Vegas Short Sale Agent ~

702-604-7739 – http://www.BallenGroupHomes.com – Las Vegas Real Estate and Homes for Sale in Las Vegas
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$125,000 | 4 BEDROOMS | 2 BATHROOMS 2 FULL | 1775 SQUARE FEET | Las Vegas Short Sale

$125,000 | 4 BEDROOMS | 2 BATHROOMS 2 FULL | 1775 SQUARE FEET | LAS VEGAS SHORT SALE
View FULL DETAILS and additional PHOTOS here:

9751 BONANZA CREEK AV, Las Vegas, NV

See ALL Las Vegas, NV Homes for Sale and never miss the newest listings or the latest price changes. Search using criteria used by Realtors and brokers with multiple photos, satellite images, FULL MLS Descriptions and more.

Search the MLS for ALL homes for sale.

  

  

 
Lori BALLEN  , Keller Williams Realty, 9751 BONANZA CREEK AV, Las Vegas, NV 89148, 702-604-7739 

HOMES FOR SALE IN LAS VEGAS – 702-604-7739 – LAS VEGAS REAL ESTATE AGENT TEAM JULY 2011 HOUSING STATISTICS = NEVADA REAL ESTATE MARKET –

hOMES FOR SALE IN LAS VEGAS – 702-604-7739 – las vegas real estate agent team
JULY 2011 HOUSING STATISTICS = Nevada real estate market –


The above two charts compares the percentage of “Cash” sales to “Financed” sales for the first six months of 2010 and 2011. The majority of cash sales are investor buyers. In general, the house prices purchased by investors are less than properties purchase by buyers who borrow the funds. This trend is one reason that home values are not increasing.


The number of Bank Owned and Traditional sales for 2011 has exceeded the number of sales in 2010. This increase in number of sales could be attributed to the increase in “cash” buyers as indicated on the “Cash vs Financed” chart above.


Visit us on the web at http://www.ballengrouphomes.com or call us at (702) 604-7739 for more information regarding the Las Vegas Real Estate market.