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Avoid Foreclosure, Underwater? Need to know your Home’s Value, Las Vegas Real Estate Team specializing in Short Sales can help

Short Sale Questions Answered by Las Vegas Short Sale Specialist in Nevada – 702-482-7739http://www.ShortSaleinNevada.com – TO BUY A SHORT SALE – Log on to http://www.theballengroup.com/Buying_a_Short_Sale/page_2401586.html

FREQUENTLY Asked Questions on Las Vegas Short Sales and Pending foreclosure in Nevada
1.) Do I Qualify for a short sale in Nevada? If you owe more than your home would sell for – you qualify.

2.) I have enough money to pay the difference – Should I do a short sale? We suggest you contact your attorney or legal professional,
but you may want to consider paying off the difference to save your
credit or look into a loan modification. FYI – We have had people
approved even though they had the money in the bank.

3.) I have
been hearing a lot about loan modifications. Should I try one? Sure. If
you think you might qualify – why not? Word to the wise – USE YOUR
LENDER. It’s free. If your lender can’t do it – it can’t be done by some
guy who claims to be a “specialist in loan modifications” and charges
you $500 or more. The law actually states that NOBODY can charge up
front for Loan Modification services. If they try to charge you up front
– they are breaking the law. Is that who you would want trying to save
your home? If you feel you qualify for a loan modification or refinance,
we can point you to a licensed mortgage company. If you can’t qualify,
we can help you with the Nevada short sale process.

4.) Who pays the Las Vegas Short Sale Agent for their services? Good News! The bank pays us all commissions plus items the buyer may ask for such as closing costs.

5.) What is a hardship package and why do I need it? The Nevada Short Sale
hardship letter is to state your situation. The bank wants to
understand why you can’t make your payments and keep your home. A
hardship could be medical (physical or mental illness). It could be
divorce, death, relocation, loss or change of employment, addictions
causing money loss, taking care of sick parents, large amounts of child
support and so on. We can’t tell you what your hardship is, but these
are some we have seen approved. The rest of the package is simply a
combination of pay stubs, bank account statements, profit & loss
sheet, and tax returns. Some of these items are never requested from the
bank. It all depends on the bank.

6.) Can I short sale my home in Nevada and buy something more affordable? Maybe. There is talk that this may be some day be called mortgage fraud.

7.) How will the Las Vegas short sale
affect my credit. To find out an exact score hit and how your credit
will be affected, you will need to get professional advice from an
accountant and/or credit professional. It will affect your credit, we
are not licensed or trained in the credit department to tell you
specifics.

8.) How is a short sale better than a Las Vegas Foreclosure?
Again, a credit professional, accountant or legal professional can
better advise you, but we are told that with a short sale, you can buy a
home years before you could if you had a foreclosure on your record.

9.)Can the lender come after me? They
can if they choose. It depends on how their final approval letter is
written. You still have the choice to accept or deny their terms and opt
for the foreclosure or deed in leiu of foreclosure should you decide.
We have not seen collections personally, but we understand that the debt
can be sold to a collector if it is not written as settled. This can be
negotiated in the final stages of the short sale once a negotiator has
been assigned to your case.
 

Las Vegas Short Sales, The Ballen Group, Las Vegas Short Sale Specialist Team, Keller Williams Realty Las Vegas
  • Las Vegas Short Sales
  • North Las Vegas Short Sales
  • Nevada Short Sales
  • Henderson Short Sales
  • On Call Legal Counsel
  • Award Winning Las Vegas Short Sale Specialist Team
  • The Ballen Group Short Sale Nevada
  • Professional Las Vegas Short Sale Agents 

TO SELL – 702-482-7739

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~ 3 Bedroom Homes for Sale in Las Vegas under $100,000 | Nevada Real Estate, Short Sales,

3 Bedroom 

Homes for Sale in Las Vegas

UNDER $100,000

 

~ Las Vegas is on SALE and NOW is time to buy. Call The Ballen Group at 702-604-7739 right now to get started on your home search and determine your Purchase Power. We have lenders tanding by to work with you if you need financing for your home purchase. Spend some time shopping online at http://www.BallenGroupHomes.com where you can search homes JUST LIKE A REALTOR.

 

Search for Las Vegas Foreclosures and Las Vegas Short Sales or avoid them both. Enter your criteria and receive new listings in your IN BOX before the rest of the world has a chance! Start with Us.

Las Vegas REAL ESTATE AGENT offering Equity and Short Sale Help

The Ballen Group, 702-482-7739 or  http://www.TheBallenGroup.com , Las Vegas Short sale Agents who use a comprehensive Short Sale System, have closed another Las Vegas Short Sale saving the Nevada Homeowner from Foreclosure.

Sellers who followed their Las Vegas real estate agents advice on pricing sold their house 38 days faster than those who didn’t. Better yet, those sellers often sold for more money – almost $4,000 more for the average house.


We’d be happy to give you an estimate of what your home is worth in today’s market. Equity / traditional Sale or a Las Vegas Short Sale, We can Help.

Contact us for your FREE, No Obligation Comparative Market Analysis. And if you know of anyone looking to buy or sell a home, we can certainly help with that too.

The Ballen Group
http://www.BallenGroupHomes.com
sold@ballengrouphomes.com
702-482-7739

For help with your Las Vegas Real Estate, Equity or Negative Equity – Contact The Ballen Group – They will work Magic with your Las Vegas Short Sale, Henderson Short Sale, or North Las Vegas Short Sale. 702-482-7739
Each Office is Independently Owned and Operated

 

 

~ Don’t WAIT til you have a Foreclosure Date! Call a Las Vegas Short Sale Agent NOW ~

702-482-7739 – http://www.TheBallenGroup.com – Las Vegas Short Sale Specialist Team of Las Vegas Real Estate Agents with Keller Williams Realty Las Vegas

What on Earth are you waiting for?

Las Vegas Real Estate Agent warns don't wait

  • Were you waiting for Christmas to be over?
  • Did you want to get the family back to where they came from?
  • Were you waiting for Spring?
  • Did you want to wait until the kids went back to school?
  • Are you waiting for the kids to get out of school?

Waiting costs you money if you are a traditional sale, and time if you are in a Nevada Short Sale Situation. PLEASE don’t wait til you receive a foreclosure notice on your door. Contact The Ballen Group, Las Vegas Short Sale Specialists today at 702-482-7739 to get your home on the market.

If you are a traditional sale, we will work to get you the most money, in the shortest time, with the least amount of inconvenience to you. If you are considering a short sale, we will be by your side and have your back when it comes to the lien holders and the buyers.  In both cases, our comprehensive marketing system is second to none. Our in house negotiatiors are skilled and on their toes, and our customer service department keeps you in the loop throughout the entire transaction. The Ballen Group is not just one Real Estate Agent. The Ballen Group of Keller Williams Realty Las Vegas is a team of expert agents with individual specialties creating a dynamic team working hard and smart for you.

 

STOP WAITING – CALL US AT 702-482-7739.

The Ballen Group .

The Ballen Group
Las Vegas Short Sale Specialists
3100 S. Durango #106 (At Desert Inn)
Las Vegas, NV 89117
(702) 604-7739

Las Vegas Short Sale Specialists
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KWLV………The 3D Experience. Determined, Dedicated, Driven @Desert Inn and Durango – Click the link below to find out more about Keller Williams Realty Careers.

Set up your confidential interview with Keller Williams® today and join the fastest growing real estate company in North America!


Each Office
Independently Owned and Operated
The Ballen Group – Licensee Richard Ballen Wekerle and Lori Wekerle
– If currently working with a REALTOR® this is not intended as a solicitation

Las Vegas Real Estate Agent, Las Vegas Short Sale Agent, Short Sale in Nevada, Short Sale Agent in Las Vegas, Short Sale Nevada, Keller Williams Realty, Keller Williams Short Sale Agent Las Vegas, Keller Williams Las Vegas, Las Vegas Short Sales, Las Vegas Short Sale Specialist

~ FREE Short Sale Kit from Las Vegas Short Sale Agent in Nevada, No Upfront Fees ~

702.482.7739 – http://www.ShortsaleinNevada.com – When Ready to sell your Las Vegas Home – if you owe more than the mortgage, we can help. Call us to discuss short sale options. Las Vegas Short Sale Specialistswith Keller Williams Realty Las Vegas.

 

HELPING HOMEOWNERS *HARDSHIP * HEALING * HAPPINESS

•• Do you owe more than your home is worth?

•• Have you received a notice of default in the mail?

•• Do you want, need, or are being forced to move?

•• Did you buy an investment property that you need to unload?

•• Are you in a divorce situation?

•• Recently unemployed?

•• Have you fallen on medical hardship?

 

If you answered yes to any of these questions above, you may want to consider a short sale in Las Vegas! Do you need to sell your home, but owe more than it’s worth? You are not alone. Many people are stuck in unaffordable loans, or simply need to move.

 

The Ballen Group of KELLER WILLIAMS REALTY LAS VEGAS can help short sell your home. We handle all bank negotiations so you can move on with your life. Call 702.482.7739 Now (if we are on the phone with the banks when you call, please leave a message with your name and number and we will call you right back.

We Can Help. Don’t wait until it’s too late. Act Now. Henderson Short Sales and North Las Vegas Short Sales are in our area too!

 

You have nothing to lose and can even buy more time in your house if you are facing an upcoming foreclosure!

 

The Ballen Group / Las Vegas Short Sale Specialists
3100 S. Durango #106
Las Vegas, NV 89117
(702) 604-7739
Web Blog Featured

Helping Homeowners: *Hardship *Healing *Happiness

 

 

 

 

 

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~ STOP FORECLOSURE ~ No upfront fee ~ Las Vegas Short Sale Specialists can help!

702-482-7739 to talk to a Las Vegas Short Sale Specialist today. The Ballen Group, Las Vegas Short Sale Agents with Keller Williams Realty Las Vegas can be found at http://www.TheBallenGroup.com

Do You Know a Homeowner Facing Nevada Foreclosure? Here’s A Way Out.

Headlines today are filled with stories about Nevada  homeowners in financial distress—people who face a  lender’s foreclosure on their home.

Millions of American home owners are wondering what to do. Like most crises, this one  has produced its share of rumors and misinformation. One of the biggest ones is “just l  let it happen.” Why fight back, this line of thinking goes. It’s too emotionally draining,  and the government’s loan modifications aren’t helping many people. Well, that’s only  partly true. While government loan modification programs have fallen short of the mark  so far, there is another solid, sensible option for homeowners. It’s called a short sale—  a sale to a buyer where the seller’s lender agrees to accept less than the full amount  owned.


Why not be foreclosed? Why sell short?
Agents who  have closed hundreds of these transactions provide  this list of reasons:

  • Avoid the foreclosure stigma – Homeowners will always have to disclose that they had a foreclosure on any mortgage application and (many job applications) that they submit in the future. This can have an adverse affect on their future mortgage rates. Foreclosure is asked about specifically in credit inquiries. There is no seven-year time limit on this item.
  • Protect credit score – Credit scores will be lowered by 300-plus points (per loan) by foreclosure. The impact of a short sale—about half that much.
  • Improve eligibility for a government insured loan – The homeowner will be ineligible for a government insured loan for 5-7 years (only two years in a short sale). A foreclosure is the one credit report item that is almost impossible to have repaired.
  • Avoid a deficiency judgment – Lenders can seek a deficiency judgment against the homeowner and collect any amount they do not recover at sale.
  • Protect employment prospects – Many employers run credit checks on prospective employees. Foreclosure is one of the top items that will put a potential new hire, or even current employment, in jeopardy.

These are the top reasons, but there are more. An expert short sale specialist agent can give a full picture of the options.


























Las Vegas Short Sale Specialist, Nevada Short Sale Agent, Las Vegas Real Estate Agent, Short Sale Homes in Nevada



  • Location: 702-482-7739
  • it’s NOT ok to contact this poster with services or other commercial interests
  • License info: Las Vegas Short Sale Agent – Richard BALLEN Wekerle Realtor

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~ Short Sale Las Vegas, Short Sale Nevada, Short Sale Agent, Short Sale Specialist, ~

Short Sale Information from Las Vegas Short Sale Specialist in Nevada – 702-482-7739 – http://www.ShortSaleinNevada.com


FREQUENTLY Asked Questions on Las Vegas Short Sales and Pending foreclosure in Nevada

Take Action Any time by calling 702-482-7739 and requesting a las vegas short sale kit to start the process. Our informational sellers handbook is a clear guide to what the short sale process is and how it is handled by Lori (Ballen) Wekerle’s Team of Las Vegas Short Sale Specialists. Act Now – We Can Help!!

1.) Do I Qualify for a short sale? If you owe more than your home would sell for – you qualify.

2.) I have enough money to pay the difference – Should I do a short sale? We suggest you contact your attorney or legal professional, but you may want to consider paying off the difference to save your credit or look into a loan modification. FYI – We have had people approved even though they had the money in the bank.

3.) I have been hearing a lot about loan modifications. Should I try one? Sure. If you think you might qualify – why not? Word to the wise – USE YOUR LENDER. It’s free. If your lender can’t do it – it can’t be done by some guy who claims to be a “specialist in loan modifications” and charges you $500 or more. The law actually states that NOBODY can charge up front for Loan Modification services. If they try to charge you up front – they are breaking the law. Is that who you would want trying to save your home? If you feel you qualify for a loan modification or refinance, we can point you to a licensed mortgage company. If you can’t qualify, Richard Ballen, The Wizard of Real Estate, can help you with the short sale.

4.) Who pays the Realtor for their services? Good News! The bank pays us all commissions plus items the buyer may ask for such as closing costs.

5.) What is a hardship package and why do I need it? The Short Sale hardship letter is to state your situation. The bank wants to understand why you can’t make your payments and keep your home. A hardship could be medical (physical or mental illness). It could be divorce, death, relocation, loss or change of employment, addictions causing money loss, taking care of sick parents, large amounts of child support and so on. We can’t tell you what your hardship is, but these are some we have seen approved. The rest of the package is simply a combination of pay stubs, bank account statements, profit & loss sheet, and tax returns. Some of these items are never requested from the bank. It all depends on the bank.

6.) Can I short sale my home and buy something more affordable? Maybe. There is talk that this may be some day be called mortgage fraud.

7.) How will the short sale affect my credit. To find out an exact score hit and how your credit will be affected, you will need to get professional advice from an accountant and/or credit professional. It will affect your credit, we are not licensed or trained in the credit department to tell you specifics.

8.) How is a short sale better than a Las Vegas Foreclosure? – Again, a credit professional, accountant or legal professional can better advise you, but we are told that with a short sale, you can buy a home years before you could if you had a foreclosure on your record.

9.)Can the lender come after me? They can if they choose. It depends on how their final approval letter is written. You still have the choice to accept or deny their terms and opt for the foreclosure or deed in leiu of foreclosure should you decide. We have not seen collections personally, but we understand that the debt can be sold to a collector if it is not written as settled. This can be negotiated in the final stages of the short sale once a negotior has been assigned to your case.

ACT NOW and LET US HELP YOU!


702.482.7739 – http://www.ShortsaleinNevada.com – When Ready to sell your Las Vegas Home – if you owe more than the mortgage, we can help. Call us to discuss  short sale options. Las Vegas Short Sale Specialists with Keller Williams Realty Las Vegas. If you are looking to buy, feel free to use our Online Nevada MLS search and Property Finder at http://www.ForSaleByBallen.com – It’s FREE and Online NOW.

 

The Ballen Group – Las Vegas Short Sale Specialists

North Las Vegas Short Sales, Henderson Short Sales

3100 S. Durango #106 Las Vegas, NV 89117
(702) 604-7739

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