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Avoid Foreclosure, Underwater? Need to know your Home’s Value, Las Vegas Real Estate Team specializing in Short Sales can help

Short Sale Questions Answered by Las Vegas Short Sale Specialist in Nevada – 702-482-7739http://www.ShortSaleinNevada.com – TO BUY A SHORT SALE – Log on to http://www.theballengroup.com/Buying_a_Short_Sale/page_2401586.html

FREQUENTLY Asked Questions on Las Vegas Short Sales and Pending foreclosure in Nevada
1.) Do I Qualify for a short sale in Nevada? If you owe more than your home would sell for – you qualify.

2.) I have enough money to pay the difference – Should I do a short sale? We suggest you contact your attorney or legal professional,
but you may want to consider paying off the difference to save your
credit or look into a loan modification. FYI – We have had people
approved even though they had the money in the bank.

3.) I have
been hearing a lot about loan modifications. Should I try one? Sure. If
you think you might qualify – why not? Word to the wise – USE YOUR
LENDER. It’s free. If your lender can’t do it – it can’t be done by some
guy who claims to be a “specialist in loan modifications” and charges
you $500 or more. The law actually states that NOBODY can charge up
front for Loan Modification services. If they try to charge you up front
– they are breaking the law. Is that who you would want trying to save
your home? If you feel you qualify for a loan modification or refinance,
we can point you to a licensed mortgage company. If you can’t qualify,
we can help you with the Nevada short sale process.

4.) Who pays the Las Vegas Short Sale Agent for their services? Good News! The bank pays us all commissions plus items the buyer may ask for such as closing costs.

5.) What is a hardship package and why do I need it? The Nevada Short Sale
hardship letter is to state your situation. The bank wants to
understand why you can’t make your payments and keep your home. A
hardship could be medical (physical or mental illness). It could be
divorce, death, relocation, loss or change of employment, addictions
causing money loss, taking care of sick parents, large amounts of child
support and so on. We can’t tell you what your hardship is, but these
are some we have seen approved. The rest of the package is simply a
combination of pay stubs, bank account statements, profit & loss
sheet, and tax returns. Some of these items are never requested from the
bank. It all depends on the bank.

6.) Can I short sale my home in Nevada and buy something more affordable? Maybe. There is talk that this may be some day be called mortgage fraud.

7.) How will the Las Vegas short sale
affect my credit. To find out an exact score hit and how your credit
will be affected, you will need to get professional advice from an
accountant and/or credit professional. It will affect your credit, we
are not licensed or trained in the credit department to tell you
specifics.

8.) How is a short sale better than a Las Vegas Foreclosure?
Again, a credit professional, accountant or legal professional can
better advise you, but we are told that with a short sale, you can buy a
home years before you could if you had a foreclosure on your record.

9.)Can the lender come after me? They
can if they choose. It depends on how their final approval letter is
written. You still have the choice to accept or deny their terms and opt
for the foreclosure or deed in leiu of foreclosure should you decide.
We have not seen collections personally, but we understand that the debt
can be sold to a collector if it is not written as settled. This can be
negotiated in the final stages of the short sale once a negotiator has
been assigned to your case.
 

Las Vegas Short Sales, The Ballen Group, Las Vegas Short Sale Specialist Team, Keller Williams Realty Las Vegas
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TO SELL – 702-482-7739

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~ SHORT SALE in Las Vegas, Short Sale in Nevada, Las Vegas Short Sales, Bank of America ~

702-482-7739 – http://www.ShortSaleinNevada.com – Las Vegas Short Sale Specialist including Bank of America Short Sales in Nevada, Wachovia Short Sales, Chase, Wells Fargo Short Sales, YOU NAME IT!


Eligibility

You may be eligible to sell your home in a short sale, if:

you have a hardship, such as a job loss, divorce or medical emergency

you owe more than your house is worth

you’re unable to afford your current monthly mortgage payment

you’re unable to modify your current home loan

How will a short sale affect my credit?

A short sale generally takes less time to complete than a foreclosure, so your reported delinquency could be shorter than it would with a foreclosure. As a result, your credit will likely improve faster than it would if your house goes to foreclosure.

While we work with you to complete a short sale, we will continue to report the status of your account to the major credit reporting agencies. If a short sale is completed on your property, we will report that your loan was “paid in full for less than the full balance.”

You should only consider a short sale after you’ve explored all other options, including modifying your loan. Please visit our Loan Assistance Solutions page for a complete list of options you may want to consider.


Will I get any money back from the sale of my home?

Because a short sale would allow you to sell your home for less than the loan, you would not receive any money back at the time of the closing.

CALL RIGHT NOW 702.482.7739 – OUR AGENTS ARE STANDING BY

Watch Videos on Short Sale Information –
 http://www.youtube.com/watch?v=VP5aPB_KBIg

 

Las Vegas Short Sale Agent and Information


 

Search the MLS like a Realtor   Contact The Ballen GroupMeet the Las Vegas Real Estate Team    Become a Market Insider – The Las Vegas Real Estate MarketFinancing OptionsHow much is MY home worth?   Find More homes for Sale in Las Vegas  Be the FIRST to see when a new listing hits the Market   Careers at The Ballen Group and Keller Williams


  • Location: *BANK OF AMERICA SHORT SALES AND MORE*

~ Las Vegas Real Estate Agent ~ NEW VIDEO ~ Las Vegas Short Sale Agent ~

702-604-7739 – http://www.BallenGroupHomes.com – Las Vegas Real Estate and Homes for Sale in Las Vegas
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702-604-7739 – www.BallenGroupHomes.com – Set up Home Alerts for Las Vegas Short Sales and Las Vgas Foreclosures!

Las Vegas Real Estate, Homes for Sale in Las Vegas, North Las Vegas Homes for Sale, Nevada Real Estate, Las Vegas Short Sales, Summerlin Homes for Sale, Henderson Homes for Sale, Green Valley Homes for Sale, Keller Williams Agent, Keller Williams Las Vegas, Rhodes Ranch, Southern Highlands, Mountains Edge, Sun City, Sun City Summerlin, Anthem, Peccole Ranch, Spring Valley, Nellis AFB, Short Sale Homes, Las Vegas Foreclosures

$125,000 | 4 BEDROOMS | 2 BATHROOMS 2 FULL | 1775 SQUARE FEET | Las Vegas Short Sale

$125,000 | 4 BEDROOMS | 2 BATHROOMS 2 FULL | 1775 SQUARE FEET | LAS VEGAS SHORT SALE
View FULL DETAILS and additional PHOTOS here:

9751 BONANZA CREEK AV, Las Vegas, NV

See ALL Las Vegas, NV Homes for Sale and never miss the newest listings or the latest price changes. Search using criteria used by Realtors and brokers with multiple photos, satellite images, FULL MLS Descriptions and more.

Search the MLS for ALL homes for sale.

  

  

 
Lori BALLEN  , Keller Williams Realty, 9751 BONANZA CREEK AV, Las Vegas, NV 89148, 702-604-7739 

~ Las Vegas is on Sale!!! It’s time for you to buy a home in Las Vegas ~

 

702-604-7739 – http://www.BallenGroupHomes.com – Real Estate Agent Team in Las Vegas with Keller Williams

Welcome to my network of informed consumers who are interested in

updates and insights about our Las Vegas real estate market!


You’ll be hearing from me a lot over the next several weeks, and if you have any questions or concerns about our local real estate market, I’m here to help! My team and I at The Ballen Group specialize in Las Vegas Short Sales and distressed properties in the Nevada Real Estate market. Hud Homes in Las Vegas, Las Vegas Foreclosure, and Las Vegas Short Sales are what we do. Our specialty departments also handle military relocation in nevada, Las Vegas Luxury Homes in Nevada, and New Homes for Sale in Las Vegas.

Let’s begin with the 7 Key Reasons Why NOW is the Prime Time to Buy a Las Vegas Home:

1. Home affordability is at an all-time high.

The median mortgage payment on the median priced home as a percentage of the median household income is lower than it’s been in a generation.


2. Mortgage rates have reached rock bottom.

As interest rates start to inch back upwards, monthly payments and total loan costs will spike upwards.


3. Buy Now; Buy Low!

After declining nearly three years, home prices in Las Vegas are stabilizing.


4. Sellers are motivated.

This means that Las Vegas Home buyers have the upper hand! From banks looking to dispose of foreclosed properties to homeowners who are fiercely competing among an excess of housing inventory, buyers have untold choices and negotiating power.


5. Financing is readily available for qualified buyers!

Banks are getting back in the game and ready to lend to well-qualified buyers

.

6. Owning vs. renting is increasingly favorable.

Since 2009, the average principal and interest payment has fallen below the average rental rates, and the gap is now wider than it’s been in the past 22 years.


7. Homeownership is at the core of the American Dream!

Owning a home in Las Vegas is critical to financial stability and wealth building. It’s a forced savings account, a place to live and a fabulous tax deduction.


The Ballen Group
http://www.BallenGroupHomes.com
Las Vegas Real Estate Agent Team
702-604-7739 (Office)

Keller Williams Realty
3100 S Durango Drive, Suite 106
Las Vegas, NV 89117

Each Office is Independently Owned and Operated

This email was sent by The Ballen Group of Keller Williams Realty
3100 S Durango Drive, Suite 106 Las Vegas, NV , 89117

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~ Be the first to see this amazing foreclosure in Las Vegas for Sale – Short Sale List

702-604-7739 – http://www.BallenGroupHomes.com – Home for Sale in Las Vegas – Find a Foreclosure in Nevada with The Ballen Group of Keller Williams Realty Las Vegas.
Guess What?
We know of a bank owned property coming on the market soon. We think it will be under $75,000.
Would you like to be the first to view this?
Ask about our in-box service where you can be the first one to see homes the second the hit the market. Your alert will come to your e-mail.
The Ballen Grouphttp://www.BallenGroupHomes.comsold@ballengrouphomes.com 702-604-7739 (Office)
Keller Williams Realty 3100 S Durango Drive, Suite 106 Las Vegas, NV 89117
Each Office is Independently Owned and Operated

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~ I need to Sell My Home! Find a Real Estate Agent in Nevada. (Staging Sells!)

702.482.7739 – http://www.ShortsaleinNevada.com – When Ready to sell your Las Vegas Home – if you owe more than the mortgage, we can help. Call us to discuss  short sale options. Las Vegas Short Sale Specialists with Keller Williams Realty Las Vegas. If you are looking to buy, feel free to use our Online Nevada MLS search and Property Finder at http://www.ForSaleByBallen.com – It’s FREE and Online NOW

What’s the difference between homes that are “just okay” and homes that “WOW?”

STAGING

Regardless of market conditions, professional home staging can ensure that your home “WOWs” – which translates into more money in your pocket!

Contact us today for a free consultation on the upgrades that are most likely to have the biggest impact on the sale of your home.

And if you know anyone looking to buy or sell a home, (or short sale their home) we can certainly help with that too!

The Ballen Group 
http://www.BallenGroupHomes.com
702-604-7739 (Office)

Keller Williams Realty 
3100 S Durango Drive, Suite 106
Las Vegas, NV 89117

Each Office is Independently Owned and Operated

Homes for Sale in Las Vegas, Short Sale in Las Vegas, Keller williams Realty, Las Vegas Foreclosures, Nevada