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Avoid Foreclosure, Underwater? Need to know your Home’s Value, Las Vegas Real Estate Team specializing in Short Sales can help
FREQUENTLY Asked Questions on Las Vegas Short Sales and Pending foreclosure in Nevada
1.) Do I Qualify for a short sale in Nevada? If you owe more than your home would sell for – you qualify.
2.) I have enough money to pay the difference – Should I do a short sale? We suggest you contact your attorney or legal professional,
but you may want to consider paying off the difference to save your
credit or look into a loan modification. FYI – We have had people
approved even though they had the money in the bank.
3.) I have
been hearing a lot about loan modifications. Should I try one? Sure. If
you think you might qualify – why not? Word to the wise – USE YOUR
LENDER. It’s free. If your lender can’t do it – it can’t be done by some
guy who claims to be a “specialist in loan modifications” and charges
you $500 or more. The law actually states that NOBODY can charge up
front for Loan Modification services. If they try to charge you up front
– they are breaking the law. Is that who you would want trying to save
your home? If you feel you qualify for a loan modification or refinance,
we can point you to a licensed mortgage company. If you can’t qualify,
we can help you with the Nevada short sale process.
4.) Who pays the Las Vegas Short Sale Agent for their services? Good News! The bank pays us all commissions plus items the buyer may ask for such as closing costs.
5.) What is a hardship package and why do I need it? The Nevada Short Sale
hardship letter is to state your situation. The bank wants to
understand why you can’t make your payments and keep your home. A
hardship could be medical (physical or mental illness). It could be
divorce, death, relocation, loss or change of employment, addictions
causing money loss, taking care of sick parents, large amounts of child
support and so on. We can’t tell you what your hardship is, but these
are some we have seen approved. The rest of the package is simply a
combination of pay stubs, bank account statements, profit & loss
sheet, and tax returns. Some of these items are never requested from the
bank. It all depends on the bank.
6.) Can I short sale my home in Nevada and buy something more affordable? Maybe. There is talk that this may be some day be called mortgage fraud.
7.) How will the Las Vegas short sale
affect my credit. To find out an exact score hit and how your credit
will be affected, you will need to get professional advice from an
accountant and/or credit professional. It will affect your credit, we
are not licensed or trained in the credit department to tell you
specifics.
8.) How is a short sale better than a Las Vegas Foreclosure? –
Again, a credit professional, accountant or legal professional can
better advise you, but we are told that with a short sale, you can buy a
home years before you could if you had a foreclosure on your record.
9.)Can the lender come after me? They
can if they choose. It depends on how their final approval letter is
written. You still have the choice to accept or deny their terms and opt
for the foreclosure or deed in leiu of foreclosure should you decide.
We have not seen collections personally, but we understand that the debt
can be sold to a collector if it is not written as settled. This can be
negotiated in the final stages of the short sale once a negotiator has
been assigned to your case.
- Las Vegas Short Sales
- North Las Vegas Short Sales
- Nevada Short Sales
- Henderson Short Sales
- On Call Legal Counsel
- Award Winning Las Vegas Short Sale Specialist Team
- The Ballen Group Short Sale Nevada
- Professional Las Vegas Short Sale Agents
TO SELL – 702-482-7739
~ Las Vegas Short Sale PANEL with Debbie Zois and Guests at Keller Williams Realty ~
~ Call us to discuss short sale options. Las Vegas Short Sale Specialist Team, We can Help ~
Las Vegas Short Sale Specialist, Las Vegas Short Sale Agent, 702.482.7739 – http://www.ShortsaleinNevada.com – When Ready to sell your Las Vegas Home – if you owe more than the mortgage, we can help. Call us to discuss short sale options. Las Vegas Short Sale Specialists with Keller Williams Realty Las Vegas. If you are looking to buy, feel free to use our Online Nevada MLS search and Property Finder at http://www.ForSaleByBallen.com – It’s FREE and Online NOW.
- Avoid Foreclosure – Foreclosures can be a very hard and stressful process for everyone. It might take anywhere from six to twelve months even for a foreclosure to complete.
- Being proactive – Facing your Las Vegas foreclosure will help give you some control over the process. By choosing a short sale, finding a buyer and negotiating terms with the bank, the huge effect on your credit score by a foreclosure can be dodged.
- Start over faster – Minimizing damage to your credit score can help you get back on your credit feet faster. You’ll be eligible to purchase another house faster than if you entered foreclosure according to major lenders.
- You might not owe anything after the Short Sale – Your agent can try asking the bank to cancel your debt altogether. It does happen, but not all the time.
- You won’t need to pay large monthly mortgage payments
- The bank may forgive the difference in debt between what you owe and the final price.
- You can avoid the time consuming and traumatic foreclosure proceedings.
- Your credit score will usually recover more quickly than a foreclosure
- You are more likely to avoid bankruptcy
- You may not be taxed on the debt forgiven.
- If you are not able to pay the mortgage premium, or work with the lender on getting a loan modification, a short sale is probably the way to go…even though it means losing your home and investment.
Negative
- There will be damage to your credit – When a short sale is completed, it is still recorded on your credit but should have a lesser impact as a foreclosure for most creditors. Although lenders will consider a short sale similar to a foreclosure, The chances of getting a home loan will still be slim for a bit.
- Tax Consequences – Talk to your accountant to see if you qualify for the Mortgage Forgiveness Debt Relief Act of 2007, no taxes are owed on the forgiven debt.
- Bank Could Demand a note or some payment – The bank is not forced to forgive the debt. They may ask you to pay them back for the difference on the sale and what is owed on the mortgage, but you’ll need to agree to this.
- The mortgage holder/lender does not have to say yes to a short sale
- You must prove a hardship that prevents you from making your payments.
- A short sale is not short. The time depends on how quickly you and your agent put together the hardship package, and how quickly the lender reacts
- Lenders are known for taking a while to approve short sales.
- If your home has liens, each lien holder/lender must be consulted.
- The successful transaction depends on a good offer from a good buyer.
- The real estate agents involved will usually get a smaller commission.
- You may be asked to sign a promissory note for the debt forgiveness for approval .
- Lenders may seek repayment of the debt forgiven after the short sale is completed.
- Your credit score is going to take a hard hit. Consult tax and legal advice.
- You could be taxed. Consult a tax professional.
The Ballen Group
Las Vegas Short Sale Specialists
3100 S. Durango #106 (At Desert Inn)
Las Vegas, NV 89117
(702) 604-7739
Las Vegas Short Sale Specialists
View Listings 
View Blog
KWLV………The 3D Experience. Determined, Dedicated, Driven @Desert Inn and Durango – Click the link below to find out more about Keller Williams Realty Careers.
Zip Codes Served: 89101,89102,89103,89104,89106,89107,89108,89109,89110,89111,89112,89113,89114,89115,89116,89117,89118,89119,89120,89121,
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Las Vegas Real Estate Agent – Homes for sale in Nevada – Short Sale Listings – Las Vegas Short Sales
~ Short Sale Agent in Nevada offers Las Vegas Short Sale Help with FREE Short Sale Kit ~
- Avoid Foreclosure – Foreclosures can be a very hard and stressful process for everyone. It might take anywhere from six to twelve months even for a foreclosure to complete.
- Being proactive – Facing your Las Vegas foreclosure will help give you some control over the process. By choosing a short sale, finding a buyer and negotiating terms with the bank, the huge effect on your credit score by a foreclosure can be dodged.
- Start over faster – Minimizing damage to your credit score can help you get back on your credit feet faster. You’ll be eligible to purchase another house faster than if you entered foreclosure according to major lenders.
- You might not owe anything after the Short Sale – Your agent can try asking the bank to cancel your debt altogether. It does happen, but not all the time.
- You won’t need to pay large monthly mortgage payments
- The bank may forgive the difference in debt between what you owe and the final price.
- You can avoid the time consuming and traumatic foreclosure proceedings.
- Your credit score will usually recover more quickly than a foreclosure
- You are more likely to avoid bankruptcy
- You may not be taxed on the debt forgiven.
- If you are not able to pay the mortgage premium, or work with the lender on getting a loan modification, a short sale is probably the way to go…even though it means losing your home and investment.
Negative
- There will be damage to your credit – When a short sale is completed, it is still recorded on your credit but should have a lesser impact as a foreclosure for most creditors. Although lenders will consider a short sale similar to a foreclosure, The chances of getting a home loan will still be slim for a bit.
- Tax Consequences – Talk to your accountant to see if you qualify for the Mortgage Forgiveness Debt Relief Act of 2007, no taxes are owed on the forgiven debt.
- Bank Could Demand a note or some payment – The bank is not forced to forgive the debt. They may ask you to pay them back for the difference on the sale and what is owed on the mortgage, but you’ll need to agree to this.
- The mortgage holder/lender does not have to say yes to a short sale
- You must prove a hardship that prevents you from making your payments.
- A short sale is not short. The time depends on how quickly you and your agent put together the hardship package, and how quickly the lender reacts
- Lenders are known for taking a while to approve short sales.
- If your home has liens, each lien holder/lender must be consulted.
- The successful transaction depends on a good offer from a good buyer.
- The real estate agents involved will usually get a smaller commission.
- You may be asked to sign a promissory note for the debt forgiveness for approval .
- Lenders may seek repayment of the debt forgiven after the short sale is completed.
- Your credit score is going to take a hard hit. Consult tax and legal advice.
- You could be taxed. Consult a tax professional.
The Ballen Group
Las Vegas Short Sale Specialists
3100 S. Durango #106 (At Desert Inn)
Las Vegas, NV 89117
(702) 604-7739
Las Vegas Short Sale SpecialistsView Listings View Blog
KWLV………The 3D Experience. Determined, Dedicated, Driven @Desert Inn and Durango – Click the link below to find out more about Keller Williams Realty Careers.
Each Office Independently Owned and Operated
– If currently working with a REALTOR® this is not intended as a solicitation
~ ATTN: LAS VEGAS HOME OWNERS WE CLOSE NEVADA SHORT SALES – Realtor – AGENT – Las Vegas Short Sale Specialist
702-482-7739 – http://www.shortsaleinnevada.com – Las Vegas Real Estate Agent Team specializing in Las Vegas Short Sales with Keller Williams Realty Las Vegas
ATTN: LAS VEGAS HOME OWNERS
WE CLOSE NEVADA SHORT SALES
YOU HAVE A PROBLEM, WE ARE HERE TO SOLVE IT
WHO WE ARE
- Las Vegas Short Sale Specialists listing, marketing, working, and closing Short Sale Homes in Nevada including Henderson, North Las Vegas, and Las Vegas.
QUALIFYING QUESTIONS
- •• Do you owe more than your home is worth?
•• Have you received a notice of default in the mail?
•• Do you want, need, or are being forced to move?
•• Did you buy an investment property that you need to unload?
•• Are you in a divorce situation?
•• Recently unemployed?
•• Have you fallen on medical hardship?
WHAT YOU GET
WHERE TO FIND US
The Ballen Group of Keller Williams Realty Las Vegas
Las Vegas Short Sale Specialists
3100 S. Durango #106
Las Vegas, NV 89117
(702) 604-7739
Las Vegas Short Sale SpecialistsView Listings View Blog
STOP HIDING
The time to GET HELP is NOW!
702.482.7739
IMPORTANT NOTICE:Keller Williams Realty Las Vegas is not associated with the government, and our service is not approved by the government or your lender. Even if you accept our offer of help with mortgage assistance and use our service, your lender may not agree to change your loan. If you stop paying your mortgage, you could lose your home and damage your credit rating.
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~ So you want to buy a Las Vegas Short Sale in Nevada? Choose a Las Vegas Short Sale Agent!
702-604-7739 – http://www.ForSaleByBallen.com – Las Vegas Real Estate Agent Team specializing in Las Vegas Short Sales with Keller Williams Realty Las Vegas
SO YOU WANT TO BUY A SHORT SALE IN NEVADA
Las Vegas Short Sales, The Ballen Group, Las Vegas Short Sale Specialist Team, Keller Williams Realty Las Vegas
- Las Vegas Short Sales
- North Las Vegas Short Sales
- Nevada Short Sales
- Henderson Short Sales
- On Call Legal Counsel
- Award Winning Las Vegas Short Sale Specialist Team
- The Ballen Group Short Sale Nevada
- Professional Las Vegas Short Sale Agents
ATTENTION NEVADA HOME BUYERS
You can receive free priority access to Hot Nevada Real Estate Listings from all real estate companies!
DETAILS, PHOTO’S AND TOURS (WHERE AVAILABLE) OF EACH HOME.
- Be the first to see to hot new listings. Beat out The Competition!
- Includes luxury homes of Nevada, flip ready homes, REO Properties, Nevada Short Sales.
GET YOUR ALL ACCESS PASS NOW
Las Vegas Short Sale Specialists
3100 S. Durango #106
Las Vegas, NV 89117
(702) 604-7739
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~ LAS VEGAS SHORT SALE SPECIALIST ~ WE KNOW YOU ARE HURTING –
702.482.7739 – http://www.ShortsaleinNevada.com – When Ready to sell your Las Vegas Home – if you owe more than the mortgage, we can help. Call us to discuss short sale options. Las Vegas Short Sale Specialists with Keller Williams Realty Las Vegas. If you are looking to buy, feel free to use our Online Nevada MLS search and Property Finder athttp://www.ForSaleByBallen.com – It’s FREE and Online NOW.
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~ Las Vegas Real Estate Agent with The Ballen Group WARNS – Don’t WAIT to Sell that Real Estate
702-604-7739 – http://www.TheBallenGroup.com – Las Vegas Short Sale Specialist Team of Las Vegas Real Estate Agents with Keller Williams Realty Las Vegas
What on Earth are you waiting for?
- Were you waiting for Christmas to be over?
- Did you want to get the family back to where they came from?
- Were you waiting for Spring?
- Did you want to wait until the kids went back to school?
- Are you waiting for the kids to get out of school?
Waiting costs you money if you are a traditional sale, and time if you are in a Nevada Short Sale Situation. PLEASE don’t wait til you receive a foreclosure notice on your door. Contact The Ballen Group, Las Vegas Short Sale Specialists today at 702-482-7739 to get your home on the market.
If you are a traditional sale, we will work to get you the most money, in the shortest time, with the least amount of inconvenience to you. If you are considering a short sale, we will be by your side and have your back when it comes to the lien holders and the buyers. In both cases, our comprehensive marketing system is second to none. Our in house negotiatiors are skilled and on their toes, and our customer service department keeps you in the loop throughout the entire transaction. The Ballen Group is not just one Real Estate Agent. The Ballen Group of Keller Williams Realty Las Vegas is a team of expert agents with individual specialties creating a dynamic team working hard and smart for you.
STOP WAITING – CALL US AT 702-482-7739.
The Ballen Group
Las Vegas Short Sale Specialists
3100 S. Durango #106 (At Desert Inn)
Las Vegas, NV 89117
(702) 604-7739
Las Vegas Short Sale Specialists
View Listings View Blog
KWLV………The 3D Experience. Determined, Dedicated, Driven @Desert Inn and Durango – Click the link below to find out more about Keller Williams Realty Careers.
Each Office Independently Owned and Operated
– If currently working with a REALTOR® this is not intended as a solicitation
89122,89123,89124,89125,89126,89127,89128,89129,89130,89131,89132,89133,89134,89135,89137,89138,89138,89141,89142,89143,89144,89145,89146,
89147,89148,89149,89150,89151,89152,89153,89154,89155,89156,89159,89160,89162,89164,89170,89173,89177,89180,89185,89193,89195,89199,89030,
89031,89032,89033,89036,89084,89086
Las Vegas Real Estate Agent – Homes for sale in Nevada – Short Sale Listings – Las Vegas Short Sales
~ Las Vegas Real Estate Agent with The Ballen Group WARNS – Dont wait to SELL your Las Vegas Real Estate (or Las Vegas Short Sale)
702-604-7739 – http://www.TheBallenGroup.com – Las Vegas Short Sale Specialist Team of Las Vegas Real Estate Agents with Keller Williams Realty Las Vegas
What on Earth are you waiting for?
- Were you waiting for Christmas to be over?
- Did you want to get the family back to where they came from?
- Were you waiting for Spring?
- Did you want to wait until the kids went back to school?
- Are you waiting for the kids to get out of school?
Waiting costs you money if you are a traditional sale, and time if you are in a Nevada Short Sale Situation. PLEASE don’t wait til you receive a foreclosure notice on your door. Contact The Ballen Group, Las Vegas Short Sale Specialists today at 702-482-7739 to get your home on the market.
If you are a traditional sale, we will work to get you the most money, in the shortest time, with the least amount of inconvenience to you. If you are considering a short sale, we will be by your side and have your back when it comes to the lien holders and the buyers. In both cases, our comprehensive marketing system is second to none. Our in house negotiatiors are skilled and on their toes, and our customer service department keeps you in the loop throughout the entire transaction. The Ballen Group is not just one Real Estate Agent. The Ballen Group of Keller Williams Realty Las Vegas is a team of expert agents with individual specialties creating a dynamic team working hard and smart for you.
STOP WAITING – CALL US AT 702-482-7739.
The Ballen Group
Las Vegas Short Sale Specialists
3100 S. Durango #106 (At Desert Inn)
Las Vegas, NV 89117
(702) 604-7739
Las Vegas Short Sale SpecialistsView Listings View Blog
KWLV………The 3D Experience. Determined, Dedicated, Driven @Desert Inn and Durango – Click the link below to find out more about Keller Williams Realty Careers.
Each Office Independently Owned and Operated
– If currently working with a REALTOR® this is not intended as a solicitation
<div style="font-family702-604-7739 – http://www.TheBallenGroup.com – Las Vegas Short Sale Specialist Team of Las Vegas Real Estate Agents with Keller Williams Realty Las Vegas
What on Earth are you waiting for?
- Were you waiting for Christmas to be over?
- Did you want to get the family back to where they came from?
- Were you waiting for Spring?
- Did you want to wait until the kids went back to school?
- Are you waiting for the kids to get out of school?
Waiting costs you money if you are a traditional sale, and time if you are in a Nevada Short Sale Situation. PLEASE don’t wait til you receive a foreclosure notice on your door. Contact The Ballen Group, Las Vegas Short Sale Specialists today at 702-482-7739 to get your home on the market.
If you are a traditional sale, we will work to get you the most money, in the shortest time, with the least amount of inconvenience to you. If you are considering a short sale, we will be by your side and have your back when it comes to the lien holders and the buyers. In both cases, our comprehensive marketing system is second to none. Our in house negotiatiors are skilled and on their toes, and our customer service department keeps you in the loop throughout the entire transaction. The Ballen Group is not just one Real Estate Agent. The Ballen Group of Keller Williams Realty Las Vegas is a team of expert agents with individual specialties creating a dynamic team working hard and smart for you.
STOP WAITING – CALL US AT 702-482-7739.
The Ballen Group
Las Vegas Short Sale Specialists
3100 S. Durango #106 (At Desert Inn)
Las Vegas, NV 89117
(702) 604-7739
Las Vegas Short Sale SpecialistsView Listings View Blog
KWLV………The 3D Experience. Determined, Dedicated, Driven @Desert Inn and Durango – Click the link below to find out more about Keller Williams Realty Careers.
Each Office Independently Owned and Operated
– If currently working with a REALTOR® this is not intended as a solicitation
89122,89123,89124,89125,89126,89127,89128,89129,89130,89131,89132,89133,89134,89135,89137,89138,89138,89141,89142,89143,89144,89145,89146,
89147,89148,89149,89150,89151,89152,89153,89154,89155,89156,89159,89160,89162,89164,89170,89173,89177,89180,89185,89193,89195,89199,89030,
89031,89032,89033,89036,89084,89086
Las Vegas Real Estate Agent – Homes for sale in Nevada – Short Sale Listings – Las Vegas Short Sales
: Verdana, Arial, Helvetica, sans-serif; font-size: 10px;”>
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89147,89148,89149,89150,89151,89152,89153,89154,89155,89156,89159,89160,89162,89164,89170,89173,89177,89180,89185,89193,89195,89199,89030,
89031,89032,89033,89036,89084,89086
Las Vegas Real Estate Agent – Homes for sale in Nevada – Short Sale Listings – Las Vegas Short Sales
☛ Let us STOP your NEVADA FORECLOSURE – Las Vegas Short Sale Agent
The Ballen Group close Las Vegas Short Sales – http://www.TheBallenGroup.com – 702.482.7739
Dear Nevada Homeowner,
We want to stop your Nevada Foreclosure/Sheriff Sale!
We’re not those agents that contacts you to steal your house when things are bad for you. We are a team of professional agents with Coldwell Banker Wardley Real Estate. We areexperts in the field of bank short sales in Nevada which means we get banks to take less than what you owe them as a full payoff on your house. This lets you sell for much less and saves your credit from a dreaded Nevada foreclosure hit so you can buy an another affordable home much sooner.
We work with all the banks, and the best part is that you don’t have to pay our commission. We will negotiate on your behalf to settle liens, additional mortgages, and title fees.
We hope this sounds good enough for you to call. Our Nevada short sale help line is 702-482-7739. If we are not available, please leave a message and a number to reach you at, and one of us will call you back within 15 minutes or less. Fair enough?
Sincerely,
Richard, Lori, and The Expert Agents of The Ballen Group
Contact The Ballen Group today to get help from an agent that specializes in your area.
The Ballen Group
Las Vegas Short Sale Specialists
3100 S. Durango #106
Las Vegas, NV 89117
(702) 604-7739
Las Vegas Short Sale SpecialistsView Listings View Blog
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The Ballen Group - Las Vegas Real Estate Agent Team 